Buying
a new motor vehicle is pricey.
Initially,
you must feature the charge of the replacement vehicle then the change of
insurance and other unseen costs
such as transferring number plates and even replacement carpets.
So
with so much cost implicated already, why should you think about pushing your plan
even further and defensive
yourself with a form of tyre insurance?
Tyre
insurance is an insurance policy which will pay towards the cost of repairing
your tyre. If your tyre is not repairable or if your vehicle has been fitted
with run flat tyres then your policy will pay to have your tyre replaced.
Replacement
tyres are often a cost that many motorists ignore to their peril. Having a tyre
puncture or even a tyre blow out is not something that can be budgeted for.
Equally, punctures cannot be planned. Instead, each time you use your vehicle
on the high ways and byways of our road systems you are running the risk that
you could have a puncture.
Tyres
are not simply a single piece of rubber surrounding your wheel; instead they
are an intricate sandwich of natural and synthetic rubber with metal bars and
various textiles. In fact, tyre manufacturers invest many millions of pounds on
an annual basis into the improvement and our tyres. Not only in terms of road
handling but also longevity, noise levels and comfort.
However,
no matter how evolved or technically advanced your tyre is, it is ultimately
one of the most important yet exposed parts of your vehicle. Being in constant
contact with the road, it is permanently susceptible to damage.
The
increased spending of tyre manufacturers and technological advances in tyre
manufacture unfortunately comes at a monetary cost. This additional cost is
translated into increased costs for consumers.
Tyre
prices while competitive are increasing year on year and if your vehicle is
fitted with run flat tyres the cost will cost on average seventy-five percent
more than a standard tyre.
With
some vehicles, this could mean that a single replacement tyre could cost over
two hundred and fifty to three hundred pounds. Conversely the average cost for
a four tyre insurance policy is still less than three hundred pounds.
This
means that for you to make a financial gain, you need to only make one tyre insurance
claim in a four year period. Any subsequent claims are an added bonus.
Tyre
insurance like any other insurance is all about risk. However competent a
motorist you are, can you really take the risk those other road users will be
as forward thinking? Can you honestly make sure that your local governing body
responsible for road repairs will be as diligent?
To summaries,
why should you consider tyre insurance? Tyre insurance is a quick and easy way
of protecting yourself against addition motoring costs.
No comments: